Driving without insurance in Minnesota

Driving without insurance in Minnesota is illegal. Everyone has to carry a proof of insurance while driving a car in Minnesota.

There are no accurate statistics, but authorities feel that 1 in six drivers in Minnesota is uninsured. Many point the finger to the state of US economy because increase in jobless figures means increase in the number of uninsured drivers. Despite the fact that the state doesn't perform checks on all drivers, the probability of you getting caught is extremely high if you at fault in an accident.

If caught uninsured and you are not the owner of the car, a notice will be sent to the owner who will have to show a proof of insurance. The period to comply with such notice is 10 days after receiving it. An owner who fails to show a proof of insurance is guilty of a misdemeanor.

Depending on the circumstances, the penalties for driving uninsured may vary.If it is your first offence, it will be considered a misdemeanor crime.It will be regarded as a gross misdemeanor, if you have had similar violations in the last 10.

Before appearing in Court you may be allowed to show a proof of insurance. You may still be fined anything between $200 and $100 even if you show a proof of insurance.You may be given up to 90 days of jail by the Court. Your license may be suspended and your registration revoked.

Your penalties may be reduced if you obtain insurance before your court date, but do check with the Court first.

The truth is that because uninsured drivers are not contributing to a pool of cash to cover crash costs, insured drivers end up paying higher rates. Apart from being illegal, driving without insurance is also immoral. You shouldn't be on the road if you can't afford insurance.

Find out more about driving without insurance and SR22 insurance.